Bernstein, Paytm leads the transition in India’s payments ecosystem from disruption to monetization. The company’s innovative strategies, including device-based monetization and its increasing focus on credit-driven payment solutions, position it well for sustainable profitability. With a clear roadmap to EBITDA breakeven by Q4 FY2025 and strong institutional backing, Paytm continues to strengthen its leadership in India’s rapidly evolving fintech landscape.
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